Finlivo RiderRiding for several delivery apps? How to keep each company's pay straight
Two or three platforms means two or three pay rates, payout days and sets of bonuses. A simple way to know what each company owes you, and to spot a short payout.
A lot of riders work for more than one platform. It makes sense: when one app goes quiet, another is busy, and switching keeps the day moving.
It also makes the money harder to follow. Each company pays a different rate, pays out on a different day, and adds its own bonuses and fines. By the end of the week, "I earned about $600" is a guess, and you have no easy way to check whether each payout was right.
Here's how to keep each company separate without turning your shift into paperwork.
Give every company its own record
The most important step is the simplest: never pool the companies together. Each one gets its own:
- Pay per delivery, or your usual average if it varies.
- Deliveries, counted as you do them.
- Bonuses and fines, as the company reports them.
- Payouts, as they land in your account.
The combined total is still useful for your week. But when a payout looks small, you need to know which company it was and what they should have paid.
Count deliveries as you go
Don't rely on the app's history at the end of the week. Histories get trimmed, orders get merged, and some platforms show earnings without a clear count.
A tap per delivery as you finish it, under the company it was for, gives you your own count. When the platform's number and yours disagree, you'll know it, and you'll know by how much.
Work out what each company owes you
For each company, keep a running balance:
What you earned (deliveries + bonuses − fines) − what they paid out = what they still owe you
Say one platform pays $4.50 a delivery. This week you did 60 deliveries and got a $25 bonus, and there was one $10 fine for a late order:
| Amount | |
|---|---|
| 60 deliveries × $4.50 | $270.00 |
| Bonus | + $25.00 |
| Fine | − $10.00 |
| Earned | $285.00 |
| Payout on Monday | − $250.00 |
| Still owed | $35.00 |
If nothing else is pending, that $35 is worth asking about. Without your own record you'd likely never notice. $35 a week is $1,820 a year.
Sometimes the balance goes the other way: a platform pays you early, or pays an advance. Then the balance shows they've paid ahead, and the next deliveries use it up.
Cash on delivery
Some platforms have riders collect cash from customers and hand it over later, or keep it against what the platform owes them. That cash belongs in the same record. Otherwise you can't tell whether a small payout is a mistake or just the cash you already have.
Record the cash you collected and the cash you handed over, and the balance takes care of it.
Change the rate when the rate changes
Peak hours, rain, holidays: rates move. Record the actual pay for those deliveries instead of the usual rate, but keep the company's normal rate as it is. Your peak evenings then show up honestly in your reports, and your normal rate stays right for the next ordinary day.
Compare platforms with real numbers
Once each company has its own record, the comparisons start to mean something:
- Which platform pays the most per hour, after fuel?
- Which has the most reliable payouts?
- Which one's bonuses are actually worth chasing?
These answers are different for every city and change every few months. Your own numbers beat any forum post.
How Finlivo Rider does it
Finlivo Rider gives every company its own +1 on the home screen, its own pay per delivery, and its own page with deliveries, bonuses, fines and payouts. Each company shows what it still owes you, or what it paid in advance, and the PDF statement for any company is ready if you need to raise a short payout.
There's no account and no server: your records stay on your phone and work offline. Whatever you use, keep the companies apart, count your own deliveries, and check each payout against what you earned.
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