Blog
Keeping money and work in order
Practical guides from the people who build the Finlivo apps: what to write down, how the numbers work, and how to stop chasing them.
Finlivo ExpenseA monthly budget you'll actually keep
Most budgets fail in the second week, not the first. Why that happens, and a smaller, more forgiving way to plan your month that survives real life.
Finlivo BusinessDue and Advance, explained with real numbers
Two words decide every conversation with a supplier. A worked example of how deliveries, payments, extra payments and money back move the balance.
Finlivo BusinessHow to keep track of what you owe each supplier on a job
Deliveries arrive in pieces and payments go out in round numbers, so the balance drifts. Here is a simple way to always know where you stand with every supplier.
Finlivo TripHow to split trip costs fairly when everyone pays for different things
One person books the hotel, another the car, someone covers dinners and someone pays for nothing. How to work out who owes whom, and settle it in the fewest payments.
Finlivo ExpenseLending money to friends without losing track (or the friendship)
Small loans between friends go wrong for one reason more than any other, and it isn't that people don't pay back. A practical way to keep it clear on both sides.
Finlivo RiderRiding for several delivery apps? How to keep each company's pay straight
Two or three platforms means two or three pay rates, payout days and sets of bonuses. A simple way to know what each company owes you, and to spot a short payout.
Finlivo TripShould your group use a trip fund? How it works, and when it doesn't
Collecting money up front and paying from one pot can save a group a lot of splitting. A practical guide to running a trip fund, with the mistakes to avoid.
Finlivo BusinessTracking stock by size on site: rebar, tiles and pipes
Knowing you have "rebar" isn't enough when the job needs #4 and you only have #5 left. How to count materials by size, by pack, and across more than one site.
Finlivo RiderWhat do you really earn per hour as a delivery rider?
The number on the app's earnings screen isn't what you take home. How to work out your real hourly pay after fuel, waiting time and everything else, with a worked example.